HELP Fund Loan Program

The Heartland Economic development Loan Program (HELP) Fund promotes community HELPFundlogo.jpgdevelopment in customer communities through a revolving loan fund. It provides funds for business ownership and expansion, job creation and retention, and entrepreneurial endeavors.

Loans from the HELP fund offer interest rates that are lower than traditional rates, as well as financing for 10 years for land, buildings and permanent fixtures. Customers can also receive financing for up to 10 years or the useful life of machinery and equipment. Loans will not exceed 75 percent of the total project cost.

To date, Heartland has issued 33 loans totaling nearly $6.5 million. The funds have contributed to infrastructure improvements, regional preparations for growth, investments in new businesses and more.

Heartland customers, their local economic development corporations and businesses served by our customers are eligible. Visit our Forms & Applications page to apply.

In accordance with Federal civil rights law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and institutions participating in or administrating USDA programs are prohibited from discriminating based on race, color, national origin, religion, sex, gender identity (including gender expression), sexual orientation, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs). Remedies and complaint filing deadlines vary by program or incident.

Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print, audiotape, American Sign Language, etc.) should contact the responsible Agency or USDA's TARGET Center at (202) 760-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than English.

To file a program discrimination complaint, complete the USDA Program Discrimination Complaint Form, AD-3027, found online at and at any USDA office or write a letter addressed to USDA and provide in the letter all of the information requested in the form. To request a copy of the complaint form, call (866) 632-9992. Submit your completed form or letter to USDA by:

         (1)  mail: U.S. Department of Agriculture
                       Office of the Assistant Secretary for Civil Rights
                       1400 Independence Avenue, SW
                       Washington, D.C. 20250-9410;

         (2)  fax: (202) 690-7442; or

         (3)  email:

This institution is an equal opportunity provider, employer and lender.

Heartland Consumers Power District is an Equal Employment Opportunity Employer. Discrimination because of gender, race, color, religion, national origin, age, disability or veteran’s status is prohibited. Heartland recruits, hires, trains and promotes the most qualified person into all levels without regard to age, race, color, religion, national origin, gender or disability (except where disability and gender are bonafide occupational qualification).